Live Local Apartments in Panama City Beach, FL
Bay County, Florida
There are 5 apartment communities in Panama City Beach offering income-restricted Live Local homes under the Florida Live Local Act. Under the official 2026 Florida Housing schedule for Bay County, a 1-person household earning up to $83,160, or a family of four earning up to $118,680, may qualify.

Panama Flats
$1,659+/mo
Panama City Beach, Bay
1 – 3 BR·320 units
Perla
$1,420+/mo
Panama City Beach, Bay
1 – 3 BR·336 units
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Sea Sound
$1,416+/mo
Panama City Beach, Bay
1 – 3 BR·300 units

Sunnyside Apartments
$1,416+/mo
Panama City Beach, Bay
1 – 3 BR·220 units
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The Tyde
$1,450+/mo
Panama City Beach, Bay
1 – 2 BR·300 units